1. We are a facilitation service, not a lender
Easy House Loan is a loan facilitation and referral service. We are not a bank, Non-Banking Financial Company (NBFC), Housing Finance Company (HFC) or money lender. We do not lend money ourselves, hold deposits, or issue loans in our own name.
2. How we work with partner banks
We are empanelled with multiple banks and Housing Finance Companies through CSC's Loan Mitra channel. Our role is to help you understand your options, check your eligibility, collect and organise your documents, and coordinate with the partner lender during the application process. The lender itself evaluates, approves and disburses the loan.
3. No guarantee of approval, rate or terms
We do not guarantee that any loan application will be approved, sanctioned, disbursed or offered at a particular interest rate. Final approval, the sanctioned loan amount, interest rate, tenure, processing fee, EMI and all other terms are decided entirely by the partner bank/NBFC and may change based on their policies, your profile and property evaluation.
4. EMI calculators are indicative only
The EMI calculators on this website are provided for general guidance and give only indicative estimates based on the inputs you enter. They are not a binding offer, quote or commitment from any bank or lender. Your actual EMI and total interest cost may differ once the lender finalises the terms.
5. No fee from customers
Our loan facilitation service is free to the customer. We do not charge any application, processing or facilitation fee from you. If anyone asks you to pay money in our name for loan processing, please do not pay and contact us immediately. Our compensation, if any, comes from the partner bank/NBFC.
6. Documentation and legal advice
We help coordinate the documentation and verification process required by the lender, such as collecting KYC, income proofs and property papers. However, we do not provide legal advice, property title verification or legal opinions. If you have any legal or title dispute related to your property, please consult a qualified legal professional independently.
7. Use this website at your own discretion
All content on this website — including articles, guides, calculators and eligibility information — is for general informational purposes only. It should not be treated as financial, legal or tax advice. Please read all loan documents carefully and make decisions based on the lender's official terms and, where appropriate, independent professional advice.