Legal

Terms of Use

Last updated: 2026

This is a generic template intended to be reviewed by a qualified legal professional before being relied upon.

1. Nature of the service

Easy House Loan is a loan facilitation service. We are not a bank, NBFC or Housing Finance Company. We do not lend money and we do not guarantee loan approval, interest rate or any specific terms — those decisions are made solely by the partner bank/HFC.

2. Eligibility

You must be at least 18 years old and legally able to enter into a loan contract in India. Information you provide must be accurate and complete.

3. No professional advice

Content on this website — including EMI calculators, guides and articles — is for general informational purposes only and does not constitute legal, financial or tax advice. Please make independent decisions or consult a qualified professional.

4. EMI calculator disclaimer

Calculator outputs are indicative only. Actual EMI, interest rate and total cost will depend on the lender's final sanctioned terms.

5. No fees payable to us

You do not pay us any fee for our facilitation service. If any person or party asks for money in our name for loan processing, please do not pay and inform us immediately.

6. Limitation of liability

To the maximum extent permitted by law, Easy House Loan is not liable for any indirect or consequential losses arising from use of this website or our facilitation services, or from decisions taken by any bank/HFC.

7. Governing law

These terms are governed by the laws of India. Disputes shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.

8. Changes

We may update these terms from time to time. Continued use of the website constitutes acceptance of the updated terms.