Home Loan

Every kind of home loan — facilitated end-to-end.

From first-time buyers to seasoned investors switching banks, we handle it all in Bangalore across multiple partner lenders.

New home purchase

Ready-to-move flats, resale apartments, or under-construction properties from approved builders. We match you to the right lender based on the property and your profile.

PMAY-linked loans

Pradhan Mantri Awas Yojana — Credit Linked Subsidy Scheme (CLSS) for eligible first-time home buyers. We help you check eligibility and file the subsidy claim correctly.

Plot + construction

Composite loans that cover both the plot purchase and the construction phase, with tranche-based disbursement aligned to your builder's schedule.

Home loan balance transfer

Move an existing home loan to a lender offering a lower rate. We compute real savings after processing fees so you don't chase a bad deal.

Why go through us instead of walking into a bank?

Nothing stops you from applying directly. But here's what a Loan Mitra channel gives you that a single branch can't:

  • One profile submitted, cross-checked across multiple banks — you see options, not a single yes/no.
  • Personal follow-up with branch officers when documents get flagged or verification stalls.
  • Honest pre-checks: we tell you if you're not eligible before a formal rejection dents your CIBIL.
  • Zero cost to you — banks pay us on successful disbursement.
  • One WhatsApp thread through the whole process, in English or Kannada.

Let's find out what you qualify for.

A 2-minute form. We'll come back to you within a few hours over WhatsApp or a phone call.